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Buying Insurance for Your Parents or Grandparents Visiting Canada? Key Things to Know About Super Visa Insurance

Super visa medical insurance

Reuniting with your parents after years apart is a moment of excitement, happiness, and nostalgia.

If you are a Canadian citizen or permanent resident and are excited to meet your parents after a long time, you have to make sure that they have a care-free time visiting Canada. First you must make sure they are prepared for any unexpected medical emergency with a super visa medical insurance plan. Continue reading to gain insight into such plans.

An Overview of Super Visa Medical Insurance

Super visa insurance is a type of emergency medical insurance designed specifically for parents and grandparents applying for and travelling on super visas. The insurance plan must be presented to the Canadian government to show that the visitors have proper health coverage during their stay in Canada. The plan must be tailored to meet specific requirements, such as coverage for healthcare, hospitalization, and repatriation.

Understanding the Importance of Super Visa Insurance

  1. Medical insurance is mandatory for all super visa applicants. Proof of valid super visa insurance must be provided at the time of application for consideration.
  2. Super visa insurance provides coverage for unexpected emergency medical costs for parents and grandparents of Canadian citizens and permanent residents during their stay in Canada. Canada’s universal healthcare system does not provide free healthcare to visitors, meaning the visitors must pay out-of-pocket for any emergency medical expenses, which can be costly. Purchasing adequate insurance provides the visitors and their families with peace of mind knowing they are covered for unexpected medical emergencies.

Benefits Of Super Visa Insurance

understanding super visa insurance

  • Emergency medical expenses include hospitalization, prescription medication, and surgery.
  • Costs associated with visiting a doctor, like the consultation fees and diagnostic tests.
  • Emergency transportation, such as ambulance charges.
  • Coverage to repatriate the remains of the visitors back to their home country.
  • And more!

Choosing the Right Super Visa Insurance Plan

It is important to ensure that your super visa insurance meets government requirements. Let’s explore the key factors that can help you choose super visa insurance tailored to your parents’ or grandparents’ needs.

  • Coverage Duration – Coverage must be purchased for a minimum of one year from the date of entry into Canada
  • Medical Coverage – A minimum sum insured of $100,000
  • Valid from a Canadian Insurance Provider – Insurance must be purchased from a Canadian insurance company or an insurance company outside of Canada that is approved by the minister of the IRCC
  • Proof of Payment – The plan must be paid in full or in installments with a deposit (quotes are not accepted)

Costs of Super Visa Insurance Plans

The super visa insurance cost varies depending on the following factors:

  • Age
  • Plan selected
  • Coverage amount
  • Policy length
  • Deductibles

Find the Right Insurance Plan for Your Parents and Grandparents with Travelance

There are many insurance companies in Canada that provide various super visa medical plans for eligible applicants. Travelance is one of the trusted medical insurance providers with quality services and products. We are committed to delivering our clients the most suitable medical insurance plans based on their requirements and budget. We offer two types of plans:

  1. Essential Plan for visitors who are in good health, not taking any medication, and are looking for an affordable plan.
  2. Premier Plan for those looking for additional and upgraded benefits, and coverage for pre-existing medical conditions (conditions apply).

Want to learn more about the plan options available for super visa insurance? Visit our website or call us at 1-855-566-8555.

This is an overview of the super visa and super visa insurance. Contact an immigration professional for further information regarding the super visa. Review the policy wording for complete policy details.

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