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Insurance Options for Visitors to Canada

Each year, Canada welcomes visitors from all over the world. Whether these visitors to Canada are coming to Canada as a tourist, to visit family for an extended period of time, to study, or to make Canada their new home – visitors to Canada insurance is a must!

Visitors to Canada are not covered under Canada’s universal healthcare system and those who are immigrating to Canada may be subject to a waiting period before they are eligible for their Government Health Insurance Plan (GHIP). This means that if a visitor to Canada falls ill or has an accident, they would have to pay for the emergency medical costs out-of-pocket. These costs of medical care in Canada can be very expensive and financially devastating to families.

To help provide financial protection, it is highly recommended, and sometimes mandatory for a visitor to purchase visitors to Canada insurance. These plans provide coverage for a sudden and unforeseen accident or illness.

Travelance is a Canadian insurance distributor, providing visitors to Canada insurance and super visa insurance through two plans – Visitors to Canada Emergency Medical Insurance Essential Plan and Visitors to Canada Emergency Medical Insurance Premier Plan. Both plans provide the coverage required to meet the super visa insurance requirements, when purchased according to Canadian government requirements.

Both plans offer four sum insured options: $25,000, $50,000, $100,000, and $150,000, along with a $0 base deductible and five additional deductible options for additional premium savings. Those travelling as a family (a single adult or couple travelling with one or more child or grandchild) are eligible for a family rate, which is calculated at two times the eldest traveller’s premium.

The Visitors to Canada Emergency Medical Insurance Essential Plan is a great option for individuals who are in good health, seeking an affordable plan. This plan offers:

Emergency medical up to the plan limit purchased
Prescription medication – 30 day supply up to $1,000
Emergency Dental
- Injury – up to $2,000
- Non-injury pain – up to $300
Repatriation of remains – up to $10,000
Cremation or burial at destination – up to $4,000
One follow-up visit – up to $1,000
Coverage for side-trips outside of Canada (excluding home country)
First $250 of any deductible is waived if policyholder is hospitalized for more than 72 consecutive hours

The Visitors to Canada Emergency Medical Insurance Premier Plan builds on the Essential Plan, providing additional and upgraded coverages, as well as some coverage for pre-existing conditions. The Premier Plan offers:

Accidental death and dismemberment – up to the plan limit purchase, up to $100,000
Some benefits for pre-existing conditions
Prescription medication – 30 day supply up to $10,000
Emergency dental
- Injury – up to $4,000
- Non-injury pain – up to $500
Repatriation of remains – up to $16,000
Cremation or burial at destination – up to $6,000
Three follow-up visits – up to $3,000
First $1,000 of any deductible is waived if a policyholder is hospitalized for more than 72 consecutive hours

Payments for Visitors to Canada Emergency Medical Insurance can be made by full payment or if the policy is purchased for a minimum of 90 travel days or more with a minimum sum insured of $100,000 the Monthly Payment Option is available. This convenient payment option allows you to purchase visitors to Canada insurance on equal monthly payments applied to a credit card. Click here to learn more about the Monthly Payment Option.

Contact your licensed insurance broker for a quote.

Please refer to the policy for complete details of the benefits, exclusions, conditions, and limitations.